At Emerald Dental Studio, we believe that everyone deserves access to high-quality dental care—without financial stress. Dr. Karen Sierra and our team are committed to helping patients understand their payment options and choose what works best for their budget and lifestyle.
We are proud to accept a variety of payment methods, including:
- Cash and personal checks
- All major credit cards
- Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
We also work with trusted third-party financing partners including CareCredit® and Cherry.
Our practice also accepts most PPO dental insurance plans. We are happy to help you understand your coverage. Please reach out to our team prior to your appointment so we can verify your insurance information and provide an estimate of your out-of-pocket costs. We are in-network with the following providers:
- Aetna®
- Ameritas®
- Anthem®
- Assurant®
- BlueCross® BlueShield®
- Cigna®
- Delta Dental®
- Dentegra
- GEHA®
- Guardian Direct®
- Humana
- Lincoln Financial Group®
- MetLife®
- Principal®
- United Concordia®
- UnitedHealthcare®
In-House Membership Plan
No insurance? No problem. Our in-house Emerald Membership Plan is a simple and affordable alternative for patients without dental insurance. Dr. Karen Sierra offers this exclusive plan to help individuals and families receive consistent, high-quality dental care at a predictable cost. There are no deductibles, no claims and no waiting periods.
This membership is not dental insurance—it is better. With one low annual fee, patients enjoy:
100% Savings on Preventive Services:
- Comprehensive exam (new patients, initial visit)
- Periodic exam (1 every 12 months)
- Limited problem-focused exam (1 per year)
- Complete series or Panorex X-rays (every 3 years)
- Two routine cleanings per year
- Two fluoride treatments per year (no age limit, no copay)
15% Savings on All Other Procedures:
- Restorative dentistry (e.g., fillings)
- Major dental treatments (crowns, veneers, bridges, dentures and partials)
- Cosmetic services and teeth whitening (in-office and take-home options)
- Periodontal therapy (deep cleanings and gum treatment)
- Root canals and clear aligner orthodontics
Plan Options and Annual Rates:
- Single: $350
- Dual (Parent/Child or Couple): $525
- Family of 3: $780
- Family of 4: $985
- Additional family members: $170 each
The Family Plan covers family members and children up to age 23. Our team is happy to answer your questions and help you select the plan that fits your household.
Our dentist and team strive to help you afford the smile you deserve. Call 424-336-9001 to schedule your consultation to discuss your budget for your dental care in Hawthorne, California.